Avance Credit
Business Loans & Funding Solutions
Nationwide Funding
Multiple Loan Types To Choose From
Fast & Easy Application
Millions To Lend
HOW IT WORKS
Journey through our loan application process
01
Apply Online
Enter Your Basic Information Using Our Fast Free No Obligation Loan Application
02
Fast Loan Decision
Loan Experts Will Review Your Application & Work Hard To Get You Approved.
03
Get Funded
Get Approved And Get The Funding For Your Business That You Have Been Looking For.
Benefits designed to help your business grow and succeed
Our Solutions
Explore Different Loan Options
SBA LOANS
Government-backed business loans with low rates and long repayment terms.
Business Line of Credit
Flexible access to funds you can draw from when needed
Equipment Financing
Funding to purchase or upgrade business equipment and machinery.
Working Capital Loans
Short-term financing to cover daily business expenses and cash flow needs.
Startup Funding
Financing solutions designed for new and growing businesses.
Invoice Factoring
Turn unpaid invoices into immediate working capital.
Merchant Cash Advance
Fast funding repaid through a percentage of future sales.
Commercial Real Estate Loans
Financing for purchasing, refinancing, or expanding commercial properties.
Franchise Financing
Funding solutions for starting or growing a franchise business.
Business Acquisition Loans
get the financing you need to acquire a new business.
Small Business Loans
Affordable financing solutions to help small businesses grow and manage operations.
Expansion Loans
Business funding designed to help companies expand locations, staff, inventory, or services.
Industry Loans
Fast restaurant financing solutions for inventory, equipment, staffing, renovations, and daily operating expenses for restaurants nationwide.
Flexible construction business financing for contractors, builders, equipment purchases, payroll, materials, and project growth.
Medical practice financing designed for doctors, clinics, and healthcare providers needing equipment, expansion, or working capital.
Dental office financing for equipment upgrades, practice expansion, technology improvements, and day-to-day business operations.
HVAC company financing for service vehicles, tools, equipment, payroll, marketing, and business growth opportunities.
Manufacturing financing solutions for machinery, production expansion, inventory management, staffing, and operational growth.
Business trucking loans provide fast and flexible financing solutions for owner-operators, fleet owners, and transportation companies looking to purchase trucks, expand operations, cover fuel costs, hire drivers, or manage cash flow.
Auto repair shop loans provide fast financing options for mechanics, service centers, and automotive repair businesses.
Law firm financing provides attorneys and legal practices with access to working capital needed to grow and manage their businesses.
KEY ADVANTAGES
Top Reasons To Choose Avance Credit
Competitive Interest Rates
Avance Credit has lenders that offer some of the best business loan interest rates in todays market.
Financial Stability
Capital solutions to help your business succeed nationwide. Get started today. Application online 24 hours a day 7 days a week.
Taking Your Business To The Next Level
Financial solutions to help your company reach new heights in a tough and demanding market.
Expert Guidance
Our lenders have worked with all types of credit and they willo work hard for you.
Risk Management
From payroll to growing your business we have direct lenders ready to help you reach your goals.
Financial Security
Getting the right financing is what it is all about and our lenders are here to help.
TestimonialS
Fastest Way To Get Cash For your Business
"They process was easy and I got the funding I needed to expand my business."
Kevin S.
Business Owner
"I wanted to start a business and the SBA Loan was a great fit for me."
Jennifer L.
Business Startup
"I needed a business line of credit to keep moving my business forward."
Martha Y.
Business Owner
Nationwide Lending
Frequently Asked Questions
What credit score do I need to qualify for a business loan?
Credit score requirements vary by lender and loan type. Many online lenders consider scores as low as 550-600, while traditional bank and SBA loans often prefer scores of 650-680 or higher.
How much can I borrow?
Loan amounts can range from a few thousand dollars to several million dollars depending on your business revenue, time in business, credit profile, and the type of financing you choose.
How quickly can I get funding?
Many online lenders can provide funding within 24 to 72 hours after approval. SBA and traditional bank loans may take several weeks to complete.
What documents do I need to apply?
Most lenders request basic business information, bank statements, driver's license, business tax returns, and proof of business ownership. Some lenders may require additional financial documents.
Can I get a business loan with bad credit?
Yes. Some lenders offer financing options for businesses with less-than-perfect credit. Factors such as monthly revenue, cash flow, and time in business may help offset lower credit scores.
How long does my business need to be operating?
Many lenders require at least 6 to 12 months in business. However, startup financing and certain loan programs may be available for newer businesses.
Will applying affect my credit score?
Many lenders start with a soft credit pull that does not impact your credit score. If you move forward with a loan offer, a hard inquiry may be required before funding.
What can I use a business loan for?
Business loans can be used for working capital, equipment purchases, inventory, payroll, expansion, marketing, commercial real estate, debt consolidation, and other business-related expenses.
Get The Financing You Need Without The Hassles!
Safe & Secure Business Loans
Avance Credit © 2026. All Rights Reserved.